Personal Injury & Accidents – The Referees' Association – Referees' Insurance Cover & Benefits

Personal Injury.

Making a Claim

Basically, as a referee, you are covered for personal accident injury when you are travelling directly to and from a game and during the game itself. You are also covered if injured whilst on official society business. If you sustain an injury during this time you will need to make a claim on the Referees’ Association policy.

It is absolutely imperative that whether you ultimately make a claim or not, you register the injury with the Referees’ Association by asking them directly, yourself, for a claim form. The Association will register your claim as soon as you request a form. You should request a form if you feel that you may make a claim.

Do not wait for the outcome of tests or visits to your doctor or hospital please obtain a claim form straight away directly from the Association. By doing this your claim will be registered.

After consultation with your medical practitioner or hospital, and after your injury has been diagnosed and certified, send the completed claim form immediately to the Association. The Association will acknowledge your claim and forward this to the insurance broker for processing.

“We endeavour to make the process of making a claim as pain free as possible. We manage claims and make settlement with the view of getting you back refereeing as soon as possible.”

Summary of Cover.

Policy Section	Compensation / Sum Insured
Death	£15,000
Eye(s) or Limb(s)	£15,000
Permanent Disablement	£15,000
Hospitalisation	£25 per 24 hours - up to 30 days
Temporary Disablement / Partial Disablement	£200 Per Week / £100 Per Week
Rehabilitation	£5,000
Medical Expenses	25% of the Temporary / Partial Disablement
Eyes / Limbs by Paralysis (illness)	£15,000
Victim Support / Counselling	Cost of up to 3 sessions
Funeral Expenses	£500
Loss of Referees Equipment	£400
Loss of Clothing & Personal Effects	£400
Broken Bones	Up to £500 - Nil Excess
Dental	£250

Restrictions.

Members aged between 14 – 16

Members between the ages of 14 – 16 inclusive, benefits are restricted to Death, Capital Sums and Temporary Total Disablement. Furthermore the Sum Insured for Accidental Death is restricted to £5,000 and the Sum Insured for Temporary Total Disablement is £100 per week subject to a certified loss of actual earnings from casual gainful employment.

Members aged 85 and over

Unless otherwise agreed and specifically noted in the policy no person over the age of 85 will be covered by the policy.

Members not in Gainful Employment

Members not in gainful employment at the time of an Accident giving rise to a claim the amount payable for Temporary Total Disablement is restricted to Out of Pocket Expenses only.

Members Brochure

Download our Members Brochure for more information about making a claim. Plus member benefits, partner offers and more.

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